Tanya Amador-Daigle, 37
Home Town:
Fort Myers, Florida

Occupation:
Art gallery director and freelance writer
ABOUT ME:
I live in downtown Fort Myers but grew up in the Miami/Fort Lauderdale area. After I sold real estate for 6 years I became a director at an art gallery, which gives me the opportunity ... See full Bio

Scary Economy
Scary Economy
September 9th - 4:16 pm

I called my cable and television providers this past week in an attempt to get my bills lowered and guess what? It worked! Okay, now I’m really getting worried about our economy. A year ago they would have laughed at me, now they’re willing to give me a “loyal customer” discount? Hmmmm, I wonder if that will work at the grocery store. I can just see it:

“I’ll give you $1 a pound for those apples”, I say.

The clerk replies, “Make it $1.25 a pound and I’ll throw in some toilet paper”.

“Fine”, I say, “but you’re carrying my groceries.”

Anyway, I digress. Seriously, I’m worried. No, our household isn’t in dire straights YET. But what if gas prices remain high, our home continues to depreciate and our taxes go up to pay for this $407 billion deficit that was in the headlines this morning? Can our government really afford to bail out Fannie and Freddie? Can they afford NOT too?  I need some reassurance. It’s hard to know what to make of it all if you’re not a fiscal expert who knows all the history. Some experts say it’s just a cycle; others call it the Fall of Rome. I need an aspirin!

I don’t know all the answers but I’m going to be extra friendly to my grocery store manager, just in case.

P.S. I wrote this in red on purpose.

Comments:
 
Flandamier
September 19th - 3:25 am
Bert - Deregulation shouldn't mean Anarachy. There should be laws in place to keep the playing field level. There should only be enough regulation/oversight so as to not get in the way of day to day operations. Even with laws in place, unless there is some entity willing to enforce them it's pointless. Any law without enforcement is a mere suggestion.

Fannie and Freddie should have been privatized because we all know the government is horrible with our cash. However, it also should have been broken up into several companies. This way you don't have 1 CEO or 1 Board hold in it's hands the fate of 90% of the population.

Look at Social Security if you want to look at regulation. Do you know that there is a 31% fraud rate? I don't know about you, but if your company had a 31% fraud rate, people would be in jail.

Tanya - I agree with you. I don't think most of our leaders know the answers either. That's why this election is so important. We the voters need to be informed and find out where all those running for office stand. It is also why I am a strong supporter of term limits for congress. No sooner do they get elected, they start planning their re-election. In order to stay on topic, I will leave it at that.
Bert
Regulation?
September 18th - 2:11 pm
I see Fannie and Freddie as poster children of the DE-regulation of the industry. When they were spun off and privatized they became part of the chorus of financial institutions that called for less regulation. It was a republican congress that pushed through the de-regulation that led to the buy-ups of previously small local institutions into the giants that are falling today.
The packaging of residential mortgages as "investment vehicles" for international sale is an example of banking gone bad.

If ever an argument came out of this debacle I would think that it would be to reinstall some of the regulations that used to prevent local banks from being vacuumed up into huge 'world players" . Not that long ago there were laws against out of state control of local banks. That kind of law kept the fires smaller when things went bad and kept greed at a more workable level.
Tanya
Camp Runamuck
September 18th - 4:00 am
Robby, you said it, camp runamuck! Every time I hear amuck I picture small children running around, completely out of control and unsurpervised, go figure. That's exactly what it is, and I don't know the answer on more or less control.

But, here's what I see now: Our government has gotten so big and beauracratic and it keeps imposing more "control" and it keeps proving uneffective. I'm not saying I believe in complete de-regulation, I just don't have a lot of faith in the regulation our government already has in place. Case in point Fannie/Freddie.
 
robby
checks and balances
September 17th - 8:24 pm
hi tanya,thanks for your reply.you call for less goverment.that would be wonderful in a perfect world.the framers of our constitution set up a government of checks and balances.they envisioned that the three arms would keep everything in balance.but as you see it can be imperfect at times.what do you sugest,and how would that control this "camp runamuck".less or more control?
Bert
Fair Trade
September 17th - 9:08 am
Let us start with this:

1) any item manufactured, or containing components manufactured in a place where the strict environmental standards of this country are not adhered to will not be imported here. Keep the world clean for all the worlds people.

2) any item manufactured, or containing components manufactured by people who are not protected by the strict OSHA standards that our workers enjoy, will not be imported here. No child or slave labor. No sweat shop conditions. fair wages for work done.

3) any item manufactured, or containing components manufactured by people who enjoy the considerable subsidy of government supplied health care. will be charged a tariff to make that subsidy equivalent to what it costs employers in this country who must supply their workers with health care insurance.
Our employers should not shoulder the burden that other nations do not require of employers in their nations.
Tanya
Robby
September 17th - 8:39 am
So you are from my area...that's great, welcome!

I'm a little confused though about your statement about how many aspects of our government have been taken over by military and lobbyists. So, you don't trust lobbyists, you think they are part of the problem, no? I do too. But do you really think just getting rid of them will make our government more responsive? I think we need LESS government period and I don't think Obama will do that. From what I've been hearing from him he will give us MORE government.
Government is what got us into this mess.
Tanya
Fland
September 17th - 8:31 am
You know what scares me about that last part of your statement? I don't think our "leaders" know the answer either:(
Tanya
Fland
September 17th - 8:29 am
You know what scares me about that last part of your statement? I don't think our "leaders" know the answer either:(
 
Flandamier
Wow
September 17th - 1:51 am
Bert - I don't know what has happened to me or you, but I think we are seeing a lot of issues the same way. Kind of scarey don't you think? Just kidding my friend. Im not sure that big business is the pink elephant in the room tho. I really believe it's the government not doing their job in closing the loop holes these businesses are using. Is it illegal for business to use loopholes? No. Is it unethical? Absolutely. These businesses lobby and toss millions of dollars to congress, but truth be told it is CONGRESS who accepts it. So as long as congress says lobbyist are bad on one hand, and yet with the other hand are taking "lobby money aka bribes", this system will never be fixed.

Tanya - I don't know what the answer is. All I do know is that as long as we have this global economy mentality, we won't be able to solve our financial crises, much less our energy crises.
 
ROBBY
P.S. ON ENERGY
September 16th - 8:19 pm
ON MY SUMMER SOJOURN TO MT.SNOW VT ,FIRST IN 20 YEARS,I VISITED THE BEUTIFUL LAKE I SWAM IN .SET WITH MOUNTAINS AROUND I LOOKED UP AND SAW 4 WINDMILLS ON THE MOUNTAINTOP.READ IN LOCAL WILMINGTON PAPER THAT THEY WILL PUT UP 17 MORE.THESE WILL FULFILL THE NEEDS OF 16,000 HOMES.WE NEED ANOTHER "SPACE RACE".but,this one an energy race.BE THE FIRSTEST,WITH THE BESTEST,AND SELL NOT, GIVE THIS TECHNOLOGY FOR FREE.
 
robby
"THE REAL DEAL"
September 16th - 5:52 pm
TANYA,i've been in sw fl for 38 years.small bissnessman that gave it up in naples after 9/11.don't mind your feelings for free trade(but it should be "FAIR TRADE".I'M 66 AND REMEMBER ONE OF OUR BETTER PRESIDENTS....EISENHOWER.HE WARNNED THE NATION IN HIS FAREWELL SPEECH ABOUT THE UNBRIDLED POWER OF THE MILITARY INDUSTRIAL COMPLEX.NOW LOOKING BACK AT THE LAST 50 YEARS OR SO THEY HAVE TAKEN OVER MANY ASPECTS OF OUR GOVT. THROUGH THEIR MONEY,LOBBYISTS,AND SPECIAL INTERESTS.BARAC HAS BEEN THE ONE FROM THE VERY BEGGINING TO TALK OF RIDDING US OF LOBBYISTS WHICH RUN THE MCAIN CAMPAIGN.WE NEED GOVT. TO BE RESPONSIVE TO THE PEOPLE. GOD BLESS AMERICA
Tanya
Bert
September 16th - 5:03 pm
I see your point Bert. So what I would like to know then is this:
How do we bring the manufacturing jobs back to the U.S.? Do we pass laws to prevent private companies from outsourcing? American's seem to value quantity over quality. I don't know the answer...anyone?
Bert
Green Jobs...Hah!
September 16th - 2:16 pm
I don't care what color the job is, if you can do it out of the country cheaper, then that is where it will be done. Look at the VCR, the technology was developed here by AMPEX, a US company. The Japanese companies, with the aid of their very supportive government flooded the market with VCR's achieving total market saturation. US workers -0- , Japanese workers and their well managed and savvy Government supported businesses, home run.

Taxpayer money will support technology development at Universities that enjoy considerable government tax breaks and grants, when that technology goes into production in the private sector the manufacturing will be done in China, unless they can find a cheaper venue.
The greedy fortune 500s that get hold of the "intellectual property rights", and market it will get huge bonuses for their top players. They make so much they will go untaxed. Remember the truth that Leona Helmsley told the judge "only the little people pay taxes".
 
Flandamier
September 16th - 1:53 am
Responsible drilling is a given. The United States is a leader in the aspect, yet every other nation in the world is drilling. Russia is buying up every piece of land it can so it can drill. Do you really think they care about the environment? We got CHINA drilling less than 90 miles off our coast in Florida. Do you think China cares if there is an oil spill? It's a question of who do you trust to do the drilling. America or a foriegn nation. Do you know that not 1 drop of oil was loss during hurricane Gustav? Amazingly that story was never covered in the media. Drilling obviously isn't the total answer, but it is a start and who better to do that then the USA?

Now about these green jobs. They need to be done through private business because frankly, government can't seem to do anything right when it comes to money. Obama's plan however would make these all governemental jobs, which translates into higher taxes. Follow my analogy here.

I break a window with a rock. The owner of the home calls up the police to file a report. He then calls up a glass company who in turn calls the wood worker for a frame. The frame makers call the saw mill for more lumber. Look how many jobs are created by me breaking a window. Isn't that just wonderful?

Now what the people don't see is the hidden cost of this. Because the window was broken, the owner now can't buy that large pizza with everything on it along with the latest Elvis Presley's greatest hits DVD. It costs those businesses money. In a nutshell its a swapping of wealth from one business to another. Do you see my point?

What is scarey is that, this is the ideology of the plan that Obama plans to use in creating new green jobs. Higher taxes means I can't buy what I was planning to because I got to pay someones salary with taxes. It's nothing more than a transfer of wealth from one company to another (IE The Pizza Parlor to the Green Job).
Tanya
P.S. Jobs
September 15th - 8:42 am
Sorry, mockstar, I went back and reread your question: What do I think about the creation of jobs through renewable energy? Anything that creates jobs is a good thing, right?
Drilling creates jobs, renewable energy creates jobs, just about any industry that is progressing and is supplying a demand creates jobs, as far as I can tell.
There is no question the next President needs to be progressive and look to the future on renewable energy. In fact, it should have been put into high gear decades ago, BEFORE we were in crisis mode!
Tanya
ENERGY
September 15th - 8:36 am
I'm not taking the easy way out, but I agree with Fland on the energy thing.
I'll add that right now, I'm for everything. Do anything and everything to get off foreign oil. That includes drilling, if it can be done responsibly. I'm sick of seeing the Saudi's driving around in their Mercedes Benz's while we beg them for oil!
And I'm shocked that China is getting ready to drill in our own backyard while we aren't allowed to.

Even our Tourism Board in Florida is beginning to see that the 2 may be able to co-exist peacefully (Tourism and Drilling). Tourism is our main source of revenue in this state. They used to be firmly on the side of environmentalists, but now that tourists can't afford to put gas in their cars to drive here or airplane rides to fly here, they are ready to consider it.
 
Flandamier
Common Ground
September 14th - 2:16 pm
Hello Tanya! Great to see you again. I hope things are going well for you. Mock! I remember you from last season and altho we disagreed on a lot of issues I happened to think we have common ground here. Not on "the war of choice" comment, but on the combination of things comment regarding the economy. I also agree on the creation of jobs for renewable energy. However, I do believe that the government shouldn't be creating those jobs, rather I think they should offer incentives and provide the opportunity to allow the private sector to create them.
 
mockstar
Good call.
September 14th - 6:05 am
It IS a combination of factors.

I wonder what you (and Bert) think about the creation of jobs through renewable energy initiatives.

Broadly speaking, the concept reminds me of the New Deal: Roosevelt put unemployed Americans to work on projects the country needed.

I think the idea of sparking an interest in alternative energy -- investing, creating, building infrastructure -- is the kind of thing the next president should do. He needs to be able to inspire new generations of entrepreneurs: the wildcatters of wind, solar, and new approaches in American auto & energy companies.

When the energy crisis of the 1970s was in full force, President Carter demanded that Detroit make cars with better fuel efficiency. They complained and said it couldn't be done, but they actually did start making cars with significantly higher MPG ratings in a few years. (The loophole for pickup trucks and the like, favored by the former farmer, are what allowed more recent SUVs and gas guzzlers to be produced under the old law.)

I think the new president needs to organize, inspire and give incentive to Americans to address our energy use. If we succeed in a cogent green model for the US, we inspire the rest of the world to do the same, save our own money, contribute less to foreign, sometimes, hostile, economies, and create technology and business models that we can export.
Tanya
Nodding in agreement
September 13th - 6:43 pm
mockstar, my perspective is that it's a lot of things. One thing that Bert keeps saying is that we don't make anything in this country anymore. I started thinking hard about that today and put it into perspective. I thought of it like this and it finally became crystal clear:
It's like a credit card. We spend spend spend until it becomes painfully clear that what we owe has far surpassed what we are earning. I've heard it said that we are seeing the "greatest transfer of wealth leaving our country" than we've ever seen.
Well, I get it now...duh, maybe it took me a while but I'm still a little wet behind the ears on some of the issues...good thing I have a rational mind...I think.
Anyway, my point is obvious, we're not making any money, only spending money we don't have, and guess who's benefitting? Countries like China who make everything under the sun and countries like Venezuela and the Middle East, who get our money for energy!
 
mockstar
Hmmm
September 13th - 3:17 pm
I think it may something to do with the budget surplus blown on a war of choice, lack of international leverage because of it, and failure to invest in renewable energy.

http://zfacts.com/p/35.html
Tanya
Bills
September 11th - 1:59 pm
Hiya Lizz!

That's true but think about how high my a/c bill is from running it practically all year round. Because we live in the 9th level of hell, the humidity alone will rot the fruit right off the trees and explode soda cans in your car. (I swear, I saw this happen today).
Also, all of the rest of my utilities have gone up because the utility companies energy prices are going up, up and up!

T
Elizabeth
Hi Tan!!
September 11th - 12:20 pm
One thing you got going for you that I don't... year round natural warmth. You're so organic and saavy!! The cost of heat up here where the Yanks kick it is going to make this winter, as last, extra painful on the pocket.

If only my apartment had a fireplace....